About Us

Building
smartphone finance
for Bharat.

Our Story

Finance that reaches every corner.

In Uttar Pradesh, millions walk into mobile shops every day dreaming of a new smartphone — but most can't pay upfront and don't have credit cards.

Credit Speed Microfinance was founded to close that gap. We partner with mobile retailers across UP and connect them with RBI-registered NBFCs.

Our mission: make EMI financing instant, transparent, and accessible — one retailer, one customer, one smartphone at a time.

2026

Founded

Credit Speed Microfinance Pvt Ltd incorporated in UP.

2026

Launch

Live across Lucknow, Kanpur, Varanasi with 500+ retailers.

2027

Scale

10+ UP cities, 2,000+ retailer network.

Future

Nationwide

India's most trusted smartphone EMI platform.

Mission

To empower every mobile retailer in UP with tools, tech, and financial partnerships to offer instant, reliable smartphone EMI finance.

Vision

To become UP's most trusted smartphone finance platform, expanding across India to enable financial inclusion for every retailer.

What We Stand For

Core values.

Trust

Transparent partnerships built on integrity.

Speed

24-hour turnaround for approvals and onboarding.

Empowerment

Equipping retailers with tools to win.

Transparency

Clear terms. No hidden fees.

Innovation

Tech-enabled accessible financing.

Collaboration

Strong partnerships with merchants and NBFCs.

Leadership

The board.

The directors steering Credit Speed. Click any card to see their work — front for the introduction, back for the full story.

Credit Speed

Flip

Ravindra Singh

Director

Credit Speed · Bharat

MOSS PILOT

Ravindra Singh

Director

Flip
  • Founder of Moss Pilot — Generative AI optimisation studio
  • AI developer, product engineer, technology architect
  • Builds technology-driven brands and scalable AI systems
  • Cinematographer and horse-rider in his off-hours

Credit Speed

Flip

Yashwant Sharma

Director

Credit Speed · Bharat

REAL FINSERV

Yashwant Sharma

Director

Flip
  • Sales and marketing strategist
  • Co-Founder of Moss Pilot
  • Director of Real Finserv Operations, Jaipur
  • Scales companies through smart leadership and operational excellence

Credit Speed

Flip

Prakash Mali

Director

Credit Speed · Bharat

BHARAT

Prakash Mali

Director

Flip
  • Director of Credit Kuber Microfinance
  • Deep expertise in retail finance and merchant operations
  • Architect of Credit Speed's tier-2 / tier-3 expansion strategy
  • Built the partner network powering smartphone EMI in Bharat

Join us in
transforming UP.

Retailer, customer, or NBFC — there's a place for you in our ecosystem.